Excess and Umbrella
Umbrella insurance can help protect you and your family against claims of personal injury, bodily injury and property damage worldwide.
What is Umbrella Insurance?
- Umbrella insurance (excess liability) is a second layer of coverage when the first layer (your home, auto or other policy) isn’t enough to cover the cost of an unexpected lawsuit or accident.
- In today's world, you don’t have to be a millionaire to be sued for a million dollars or more. Personal excess liability provides increased personal liability limits, with limits ranging from $1 million or $100 million, to pay claims above and beyond what the primary auto or homeowners policy covers.
Consider these additional benefits available:
Worldwide Coverage
We have personal umbrella liability options that cover you for personal liability wherever you are, anywhere in the world.
Package Discounts
When you bundle an umbrella with your homeowners or auto owners’ policy, you’ll often get a premium-saving credit.
Coverage for Unique Risks
Umbrella insurance often includes coverage for scenarios not addressed by other policies, like slander, libel, or false arrest, offering a broad safety net for various unexpected situations.
We have real life people here to help
Let us help you find coverage
We have Risk Consultants waiting to help you find the coverage that is right for you.
Call us at 801-285-6958
Email sales@zionsinsurance.com
We’re Here to Help
Complimentary review
Is your current policy keeping up with your evolving lifestyle? Send us a copy of your existing policy, no matter the company, and we’ll help review it for gaps, provide our consultative feedback, and check to make sure you’re not overpaying.
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Have a unique request? Curious about something else? There’s a good chance we’re able to help. Visit our Contact Us page to get started.
